Caineandweiner - Lisa Newberg, Assistant Vice President at Caine & Weiner. [email protected] 818-381-7727. . My Fun Facts: ★ Enjoy Deep Sea Fishing. ★ Learning Golf.

 
They would give a $0.25 and then minimum wage would go up, which defeated the purpose of a raise. Management goes based on favoritism. HR backs managers and managers will call a meeting only to put the employees on the spot for speaking of their discomfort in the work environment. Extremely toxic work place. Pros.. 1019 a 486 bfp outside valve

Mar 16, 2023 · Caine & Weiner has 81 employees. View Christine Collier's colleagues in Caine & Weiner Employee Directory. Rodney Jones. Supervisor, Accounting. Phone Email. Kara Vieau. Manager, Client Services. Phone Email. Manny Cardozo. Caine and Weiner is a third-party debt collection agency based in Sherman Oaks, California. It purchases a wide variety of overdue consumer and business debts, including credit cards, loans, and medical debts. The company has been around since 1930, making it one of the oldest debt collection agencies in the United States.Lisa Newberg, Assistant Vice President at Caine & Weiner. [email protected] 818-381-7727. . My Fun Facts: ★ Enjoy Deep Sea Fishing. ★ Learning Golf.Specialties: Caine & Weiner is a solution-based accounts receivable management company that provides credit and collection services to America's leading companies. Established in 1930. When our company began in 1930, Herbert Hoover was in the White House, the stock market had crashed the prior year, and the Great Depression was about to begin. These were turbulent times. Amidst this backdrop ... They would give a $0.25 and then minimum wage would go up, which defeated the purpose of a raise. Management goes based on favoritism. HR backs managers and managers will call a meeting only to put the employees on the spot for speaking of their discomfort in the work environment. Extremely toxic work place. Pros.How soon can I expect my money once the debtor remits payment to you? Remittance or holdover periods, the time between collection of the debt and submission of the payment to the creditor, widely vary. Although the standard period in the industry is 30 days, Caine & Weiner Company, Inc.’s weekly remittance period is 10 days.Aug 20, 2023 · At Caine and Weiner you're pretty much set for job security. There's so many coming in and out, that if you can work even moderately well you'll be able to stay easily. Most of the higher-ups in office are reasonable, and are willing to work with you if you have a strained schedule. The collection agency, Caine and Weiner took it over. I have avoided paying them for two years. However, last week I paid the outstanding balance directly to Progressive so I could get a new policy through them. Now that I paid the amount due directly to Progressive, what happens to the collection? Am I still responsible to Caine and Weiner?Last Updated: Mar 26, 2023. Caine & Weiner is a debt collection company (that's likely hurting your credit score) You may be able to remove them from your report, without paying your debt. Call us now to find out how! Call (855) 777-6580.Welcome to Caine & Weiner’s Payment Portal. To reach us by phone please call 818 226-6000 or by e-mail via the following link: E-MAIL.201 to 500 Employees. 3 Locations. Type: Company - Private. Founded in 1930. Revenue: $100 to $500 million (USD) Financial Transaction Processing. Competitors: Unknown. Caine & Weiner is a leading full-service Accounts Receivable Management enterprise with a network of national collection centers strategically located throughout the country. PFD Success!! Hi All! Thank you all again for all of the useful information you've been providing, it has helped me to increase my scores pretty quickly. Before I started rebuilding, I had 5 accounts in collections, 3 of which have been deleted after disputing. The other 2 I disputed but weren't budging.Address: 5805 Sepulveda Blvd Fl 4. Van Nuys, CA 91411-2532. Phone: (818) 226-6000. Caine & Weiner is often referred to or searched for by other names. These include: caine and weiner, caine & weiner company inc, caine weiner phone number, caine and weiner collection agency, caine and weiner collections, kane and weiner, cane and weiner, caine ... Caine and Weiner is a third-party debt collection agency based in Sherman Oaks, California. It purchases a wide variety of overdue consumer and business debts, including credit cards, loans, and medical debts. The company has been around since 1930, making it one of the oldest debt collection agencies in the United States.At Caine and Weiner you're pretty much set for job security. There's so many coming in and out, that if you can work even moderately well you'll be able to stay easily. Most of the higher-ups in office are reasonable, and are willing to work with you if you have a strained schedule. Job itself is very easy.According to the Better Business Bureau (BBB), Caine & Weiner, Inc.was founded in 1930 and incorporated in 1959. C&W has been a BBB-accredited business since 2006. The BBB lists Caine & Weiner as a collection system and collection agency. Buzzfile estimates C&W’s annual revenue at $25 million and the size of its headquarters staff at 90 ...Jun 22, 2023 · 1 star. 04/22/2021. Most awful Collection company I have dealt with, saw their name on my credit report and contacted to pay collection in full . refused to provide bill of amount owed. Super ... Caine & Weiner Company, Inc. finds itself on the receiving end of a proposed class action in which a Georgia consumer claims she received a collection notice in which the company discouraged her from exercising her federal right to dispute an alleged debt. According to the lawsuit, Caine & Weber including the following language in the June 2017 ...Reviews from Caine & Weiner employees about working as a Collector at Caine & Weiner. Learn about Caine & Weiner culture, salaries, benefits, work-life balance, management, job security, and more.Caine & Weiner Co Inc. Caine & Weiner Company, Inc. provides accounts receivable management services. The Company offers consumer and commercial third party debt collection, first party debt ... At Caine and Weiner you're pretty much set for job security. There's so many coming in and out, that if you can work even moderately well you'll be able to stay easily. Most of the higher-ups in office are reasonable, and are willing to work with you if you have a strained schedule.Caine and Weiner has a very relaxed atmosphere. they attempt to be flexible with employees work life schedule. They attempt to offer fun employee ince Compliance Manager (Current Employee) - Farmers Branch, TX - October 12, 2019 Mar 16, 2023 · Caine & Weiner On Your Credit Report? Updated: March 16, 2023. Caine & Weiner is a debt collection company. You may not have to pay your debt (paying it may hurt your score) Call now to find out if you can remove Caine & Weiner from your report - without paying your debt (potentially) Call (877) 709-0478. Trustpilot. If you are being harassed by Caine & Weiner over a debt, you may be entitled to money damages – up to $1,000 for harassment, and $500 – $1,500 for illegal robocalls. Under state and federal laws, we will help you based on a fee-shift provision and/or contingency fee, which means the debt collector pays your attorney’s fees and costs.mail323. · 5 yr. ago . Try to pay Progressive directly and then dispute with the debt collector and your credit reports. 1. level 2. [deleted] · 5 yr. ago. Once the debt is sold, the creditor wont talk to you. Progressice can't sell a debt then collect it too. Leadership TeamGreg A. CohenPresident & [email protected] Coast CenterShamaria SmallisChief of [email protected] Coast CenterJoe BatieChief Commercial [email protected] Coast CenterMark MilsteinChief Operating [email protected] Coast CenterChris MathewsChief ... Additionally, Caine and Weiner did not have permissible purpose to obtain my credit report, which violates 15 ** **** of the ****. This is a direct violation of the laws set forth in the ****, and ... Colorado Office: Telephone 303-468-5779, 7200 S Alton Way, Suite B180, Centennial, CO 80112. IDAHO: TOLL FREE NUMBER 1-866-226-5971. MASSACHUSETTS: NOTICE OF IMPORTANT RIGHTS. YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. Welcome to the Caine & Weiner, Payment Portal. To reach us by phone please call 818-902-4255 or by e-mail via the following link: E-MAIL.CareersCaine & Weiner is committed to providing complete client satisfaction. We do this by hiring the industry’s most talented and conscientious people. We have the profession’s top team and are always looking for qualified individuals to join us.View Open PositionsCaine & Weiner offers top notch benefits for your health, dental, & vision and other ancillary benefits.Competitive ...Aug 20, 2023 · At Caine and Weiner you're pretty much set for job security. There's so many coming in and out, that if you can work even moderately well you'll be able to stay easily. Most of the higher-ups in office are reasonable, and are willing to work with you if you have a strained schedule. Job itself is very easy. Caine & Weiner Company, Inc. Company Profile | Sherman Oaks, CA | Competitors, Financials & Contacts - Dun & Bradstreet CareersCaine & Weiner is committed to providing complete client satisfaction. We do this by hiring the industry’s most talented and conscientious people. We have the profession’s top team and are always looking for qualified individuals to join us.View Open PositionsCaine & Weiner offers top notch benefits for your health, dental, & vision and other ancillary benefits.Competitive ... Paying or settling for less without the collection accounts being removed will have no impact on your score, with the exception of Fico 9. If they are unwilling to remove the items in exchange for payment, you can attempt contacting the original creditors and ask them to recall the debt and pay them directly. Actual Sample Letter. I am demanding that Caine & Weiner Company provide me with proof to validate the debt that they are alleging I owe them. This request is based on the rights offered to me through the Fair Debt Collection Practices Act, which can be found at 15 USC 1692g Sec. 809 (b). I demand specific information regarding this debt.Lisa Newberg, Assistant Vice President at Caine & Weiner. [email protected] 818-381-7727. . My Fun Facts: ★ Enjoy Deep Sea Fishing. ★ Learning Golf. Feb 7, 2019 · PFD Success!! Hi All! Thank you all again for all of the useful information you've been providing, it has helped me to increase my scores pretty quickly. Before I started rebuilding, I had 5 accounts in collections, 3 of which have been deleted after disputing. The other 2 I disputed but weren't budging. Caine & Weiner adheres to the highest ethical practices and complies with all Federal and State regulations covering consumer and commercial collection activity, which include the Fair Debt Collections Practices Act (FDCPA). The state requirements that collection agencies must comply with vary in each state. In some only registration is required; some accept the filing of a letter of exemption ...Actual Sample Letter. I am demanding that Caine & Weiner Company provide me with proof to validate the debt that they are alleging I owe them. This request is based on the rights offered to me through the Fair Debt Collection Practices Act, which can be found at 15 USC 1692g Sec. 809 (b). I demand specific information regarding this debt. Welcome to Caine & Weiner’s Payment Portal. To reach us by phone please call 818 226-6000 or by e-mail via the following link: E-MAIL. Caine & Weiner Company, Inc., is a collection agency acting as debt collector. This is an attempt to collect a debt by a debt collector and any information obtained will be used for that purpose. Caine & Weiner Company, Inc., is not a law firm.Specialties: Caine & Weiner is a solution-based accounts receivable management company that provides credit and collection services to America's leading companies. Established in 1930. When our company began in 1930, Herbert Hoover was in the White House, the stock market had crashed the prior year, and the Great Depression was about to begin. These were turbulent times. Amidst this backdrop ... Caine and Weiner’s approach to debt collection is based on a strict code of ethics and compliance with relevant laws and regulations. They work closely with their clients to devise personalized strategies that meet their specific needs. This includes understanding the nature of the debt, communicating professionally with debtors, and ... Work wellbeing score is 64 out of 100. 64. 2.9 out of 5 stars. 2.9If you are being harassed by Caine & Weiner over a debt, you may be entitled to money damages – up to $1,000 for harassment, and $500 – $1,500 for illegal robocalls. Under state and federal laws, we will help you based on a fee-shift provision and/or contingency fee, which means the debt collector pays your attorney’s fees and costs.do you use credit karma? you can dispute anything in the app. i raised my score to 710 from 520. all i did was pay off all collection items, disputing every single thing. i would pay the collection, make sure they were going to agree to delete (all did), then i’d go straight to CK and dispute it. i’m talking within minutes of paying off the bill. a few days later, my dispute is complete ... 201 to 500 Employees. 3 Locations. Type: Company - Private. Founded in 1930. Revenue: $100 to $500 million (USD) Financial Transaction Processing. Competitors: Unknown. Caine & Weiner is a leading full-service Accounts Receivable Management enterprise with a network of national collection centers strategically located throughout the country. Caine & Weiner adheres to the highest ethical practices and complies with all Federal and State regulations covering consumer and commercial collection activity, which include the Fair Debt Collections Practices Act (FDCPA). The state requirements that collection agencies must comply with vary in each state. In some only registration is required; some accept the filing of a letter of exemption ...PFD Success!! Hi All! Thank you all again for all of the useful information you've been providing, it has helped me to increase my scores pretty quickly. Before I started rebuilding, I had 5 accounts in collections, 3 of which have been deleted after disputing. The other 2 I disputed but weren't budging.Caine & Weiner Company, Inc. is a solution-based accounts receivable management company that provides credit and collection services to America’s leading companies. Our clients are comprised of a broad cross-section of American industry; in fact, 20% of the Fortune 500 companies use our services. When our company began in 1930, Herbert Hoover ... Caine & Weiner has 81 employees. View Christine Collier's colleagues in Caine & Weiner Employee Directory. Rodney Jones. Supervisor, Accounting. Phone Email. Kara Vieau. Manager, Client Services. Phone Email. Manny Cardozo.PayNearMe may or may not charge a fee to use its service. Caine & Weiner Company, Inc. is a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. Caine & Weiner Company Inc.’s corporate address is: 5805 Sepulveda Blvd., 4th Floor, Sherman Oaks, CA 91411, phone 818-902-4255, hours 9am ...Paying or settling for less without the collection accounts being removed will have no impact on your score, with the exception of Fico 9. If they are unwilling to remove the items in exchange for payment, you can attempt contacting the original creditors and ask them to recall the debt and pay them directly. Specialties: For over eight decades the world's leading businesses have relied on Caine & Weiner's team of certified collectors to collect their bad debts and past due accounts. Caine & Weiner is a leading Full-service Accounts Receivable Management Enterprise, with a network of National Collection Centers strategically located throughout the country. Client satisfaction is our highest ... The collection agency, Caine and Weiner took it over. I have avoided paying them for two years. However, last week I paid the outstanding balance directly to Progressive so I could get a new policy through them. Now that I paid the amount due directly to Progressive, what happens to the collection? Am I still responsible to Caine and Weiner?According to the Better Business Bureau (BBB), Caine & Weiner, Inc.was founded in 1930 and incorporated in 1959. C&W has been a BBB-accredited business since 2006. The BBB lists Caine & Weiner as a collection system and collection agency. Buzzfile estimates C&W’s annual revenue at $25 million and the size of its headquarters staff at 90 ...Welcome to Caine & Weiner’s Payment Portal. To reach us by phone please call 818 226-6000 or by e-mail via the following link: E-MAIL. Quality & ComplianceCaine & Weiner adheres to the highest ethical practices and complies with all federal and state regulations covering consumer and commercial collection activity, including but not limited to the Consumer Financial Protection Bureau (CFPB) Debt Collection Practices (Regulation F).Association, Alliances & CertificationsCertified Collectors CLLA Certified Licensing Compliance ... CareersCaine & Weiner is committed to providing complete client satisfaction. We do this by hiring the industry’s most talented and conscientious people. We have the profession’s top team and are always looking for qualified individuals to join us.View Open PositionsCaine & Weiner offers top notch benefits for your health, dental, & vision and other ancillary benefits.Competitive ... Aug 20, 2023 · At Caine and Weiner you're pretty much set for job security. There's so many coming in and out, that if you can work even moderately well you'll be able to stay easily. Most of the higher-ups in office are reasonable, and are willing to work with you if you have a strained schedule. Login Page. This is an attempt to collect a debt by a debt collector and any information obtained will be used for that purpose. Resource Center: Express Pay. Debit/Credit Cards. To make a credit card payment online you need your C&W Account # and the 5 digit zip code that matches in our records. Your C&W account number is 7 or 8 digits and can ... Actual Sample Letter. I am demanding that Caine & Weiner Company provide me with proof to validate the debt that they are alleging I owe them. This request is based on the rights offered to me through the Fair Debt Collection Practices Act, which can be found at 15 USC 1692g Sec. 809 (b). I demand specific information regarding this debt.The collection agency, Caine and Weiner took it over. I have avoided paying them for two years. However, last week I paid the outstanding balance directly to Progressive so I could get a new policy through them. Now that I paid the amount due directly to Progressive, what happens to the collection? Am I still responsible to Caine and Weiner? Location of This Business. 1699 E Woodfield Rd # 360, Schaumburg, IL 60173-4935. BBB File Opened: 5/12/2004. Years in Business: 93. Business Started: 1/1/1930. Business Started Locally:Login Page. This is an attempt to collect a debt by a debt collector and any information obtained will be used for that purpose. Resource Center: Express Pay. Debit/Credit Cards. To make a credit card payment online you need your C&W Account # and the 5 digit zip code that matches in our records. Your C&W account number is 7 or 8 digits and can ...12005 Ford Rd. Dallas, TX 75234-7230. Get Directions. Email this Business. (877) 343-6568. Average of 5 Customer Reviews. Start a Review.Caine & Weiner Company, Inc. finds itself on the receiving end of a proposed class action in which a Georgia consumer claims she received a collection notice in which the company discouraged her from exercising her federal right to dispute an alleged debt. According to the lawsuit, Caine & Weber including the following language in the June 2017 ...16 Caine & Weiner jobs available on Indeed.com. Apply to Collection Agent, Collection Manager, Customer Service Representative and more! Caine and Weiner is a third-party debt collection agency based in Sherman Oaks, California. It purchases a wide variety of overdue consumer and business debts, including credit cards, loans, and medical debts. The company has been around since 1930, making it one of the oldest debt collection agencies in the United States.12005 Ford Rd. Dallas, TX 75234-7230. Get Directions. Email this Business. (877) 343-6568. Average of 5 Customer Reviews. Start a Review.Caine and Weiner will do PFD (delete off credit report after payment). Was the convergence a utility bill. If so, then have the utility company pull back the collection and pay the utility company direct. Performance. Over $800 million has been recovered for Caine & Weiner clients. Annual growth for the past ten years has exceeded 20%. Caine & Weiner remains a privately held company that does not rely on outside investors. They are financially strong, well staffed and effective. Investments in technology have increased productivity by 42%, which ... Feb 4, 2010 · Caine & Weiner review: Fraudulent Collection practice 11. T. Tropical Lights of ft lauderdale, US. Feb 04, 2010 3:41 pm EST. Review updated: May 19, 2021. Resolved. Featured review. This company is attempting to collect on a non-existent fake amount from a company we actually do business with. They have sent letters to us with no invoice just ... At Caine and Weiner you're pretty much set for job security. There's so many coming in and out, that if you can work even moderately well you'll be able to stay easily. Most of the higher-ups in office are reasonable, and are willing to work with you if you have a strained schedule. Job itself is very easy.Caine & Weiner Company, Inc. Company Profile | Sherman Oaks, CA | Competitors, Financials & Contacts - Dun & Bradstreet the consumer If it is determined that the debt does not belong to the consumer our account will be closed accordingly. Useful. Reply. Reporter3827703. Caine and Weiner is an absolute terrible companyI felt harassed and demoralized while on a phone call on 11/06/.Found 6 reviews matching the search See all 93 reviews. weiner collection commission office high manager lot employee. Caine and Weiner has a very relaxed atmosphere. they attempt to be flexible with employees work life schedule. They attempt to offer fun employee ince. Compliance Manager (Current Employee) - Farmers Branch, TX - October 12, 2019.Caine and Weiner is a third-party debt collection agency based in Sherman Oaks, California. It purchases a wide variety of overdue consumer and business debts, including credit cards, loans, and medical debts. The company has been around since 1930, making it one of the oldest debt collection agencies in the United States.Leadership TeamGreg A. CohenPresident & [email protected] Coast CenterShamaria SmallisChief of [email protected] Coast CenterJoe BatieChief Commercial [email protected] Coast CenterMark MilsteinChief Operating [email protected] Coast CenterChris MathewsChief ...Collections Representative (Former Employee) - Dallas, TX - November 1, 2021. Caine & Weiner is absolutely the worst company to work for, first and foremost let’s start off by saying how “PTO” you start accruing PTO hours but you won’t be able to use it until you’ve been with the company for a year (FYI once you receive it It’s on ...Pay Bill Online Customer Assistance Pay By Phone: 1-818-902-4255. True Partners. An Extension of Your Team. We utilize innovative technology solutions to drive cash-to-receivable pipelines by enhancing cash flow and business growth throughout diverse industries. Global Receivable Solutions We combine certified collection professionals with ... Caine & Weiner is a debt collector that collects on behalf of numerous clients. The account is in reference to an automobile policy with Progressive for a 2016 Jeep Compass vehicle. Our records ...Login. Create User. Email: Password: Caine & Weiner Company, Inc. is a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. Refund Policy: Refunds are handled on a case-by-case basis. Please call 818-902-4255 with any questions. Email: [email protected] 5805 Sepulveda Blvd. 4th Fl ... Being contacted by a debt collector can be stressful. Unfortunately, if you have unpaid debts, it’s a reality you may have to face. The good news is that you can take steps to deal with debt collectors and protect your rights.

Jun 22, 2020 · According to the Better Business Bureau (BBB), Caine & Weiner, Inc.was founded in 1930 and incorporated in 1959. C&W has been a BBB-accredited business since 2006. The BBB lists Caine & Weiner as a collection system and collection agency. Buzzfile estimates C&W’s annual revenue at $25 million and the size of its headquarters staff at 90 ... . Ivy league women

caineandweiner

Caine and Weiner has a very relaxed atmosphere. they attempt to be flexible with employees work life schedule. They attempt to offer fun employee ince Compliance Manager (Current Employee) - Farmers Branch, TX - October 12, 2019Colorado Office: Telephone 303-468-5779, 7200 S Alton Way, Suite B180, Centennial, CO 80112. IDAHO: TOLL FREE NUMBER 1-866-226-5971. MASSACHUSETTS: NOTICE OF IMPORTANT RIGHTS. YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. mail323. · 5 yr. ago . Try to pay Progressive directly and then dispute with the debt collector and your credit reports. 1. level 2. [deleted] · 5 yr. ago. Once the debt is sold, the creditor wont talk to you. Progressice can't sell a debt then collect it too.Consumer Collections - Caine & Weiner Pay Bill Online Customer Assistance Pay By Phone: 1-818-902-4255 Consumer Collections As full service domestic debt collection experts, we have established a collection unit that specializes exclusively in the recovery of consumer 3rd party debt.Found 6 reviews matching the search See all 93 reviews. weiner collection commission office high manager lot employee. Caine and Weiner has a very relaxed atmosphere. they attempt to be flexible with employees work life schedule. They attempt to offer fun employee ince. Compliance Manager (Current Employee) - Farmers Branch, TX - October 12, 2019.Caine and Weiner has a very relaxed atmosphere. they attempt to be flexible with employees work life schedule. They attempt to offer fun employee ince Compliance Manager (Current Employee) - Farmers Branch, TX - October 12, 2019 We found clear and detailed contact information for Caine & Weiner. The company provides a physical address, phone number, and email, as well as 3 social media accounts. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers. By resolving 75% of 4 negative reviews, Caine ...A poor credit score resulting from Caine & Weiner is basically due to failure to repay debts as per an agreement. Additionally, defaulting on payments or leaving your pending debts to go to collections can also damage your credit score. Companies also make mistakes. It is also possible that Caine & Weiner may have made a false report.Found 6 reviews matching the search See all 93 reviews. weiner collection commission office high manager lot employee. Caine and Weiner has a very relaxed atmosphere. they attempt to be flexible with employees work life schedule. They attempt to offer fun employee ince. Compliance Manager (Current Employee) - Farmers Branch, TX - October 12, 2019.Sep 18, 2017 · Starting Scores: September 2015 minus 500 across the board. Current Scores: October 2017 EQ: 715 TU: 710 EX: 716. In My Wallet: Cap1 QS: $4.8K - AMEX BCP: $4.2K - Old Navy Visa: $7K - Nordstrom $3.8K - VS $500 (FTW!) BofA AU: $12K AMEX AU: $25K. Business: AMEX BCP $15K. Message 5 of 13. Caine & Weiner is a solution-based accounts receivable management enterprise, founded in 1930, that specializes in providing 1st and 3rd party collection solutions to commercial (B2B) and consumer ... PayNearMe may or may not charge a fee to use its service. Caine & Weiner Company, Inc. is a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. Caine & Weiner Company Inc.’s corporate address is: 5805 Sepulveda Blvd., 4th Floor, Sherman Oaks, CA 91411, phone 818-902-4255, hours 9am ....

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